Identity Theft
Identity thieves seek to obtain personal information about you so they can use your financial identity. They look for your social security number, birth information, credit card numbers, and other data to take your identity. Victims are often not aware that there is a problem until they receive bills for unauthorized purchases.
If you suspect that someone has stolen your identity, you should file a police report and contact credit and bank fraud agencies as described below.
Make a police report.
Call the non-emergency number for the police, (503) 823-3333, to report your suspicion.
Alert the credit-reporting agency fraud units.
Contact the fraud units of the three major credit-reporting agencies to place a fraud alert on your accounts.
| Equifax P.O. Box 740241 Atlanta, GA 30374-0241 (800) 252-6285 |
Experian P.O. Box 9532 Allen, TX 75013 (888) 397-3742 |
TransUnion Fraud Victim Assistance P.O. Box 6790 Fullerton, CA 92834-6790 (800) 680-7289 |
Contact your bank and creditors.
Cancel any account that is the subject of the fraud or identity theft.
File a complaint with the FTC.
The Federal Trade Commission (FTC) has a hotline that provides valuable information. The FTC does not prosecute identify theft cases. You can find the FTC online or call toll free (877) ID-THEFT.